FAIR Plan Wildfire Hardening Discounts
FreeHome hardening · Free, from California FAIR Plan
Policies effective November 15, 2025 or later can earn up to 12 separate discounts on the wildfire portion of the premium. A Dwelling Fire policyholder earning all 12 could save up to 16.4 percent; commercial policies up to 13.8 percent.
Worth knowing what sits behind these discounts: the FAIR Plan is an insurer of last resort. Your broker has to search the ordinary market first, and if cover is available there, the plan is not right for you. Using a broker adds nothing to the cost. Where this comes from
How to apply Find a broker via the Broker Finder at cfpnet.com.
Listed on their own website or an official directory. We have not called it.
Where it applies
All of California
The California county pages in this directory:
- Alameda County
- Alpine County
- Amador County
- Butte County
- Calaveras County
- Colusa County
- Contra Costa County
- Del Norte County
- El Dorado County
- Fresno County
- Glenn County
- Humboldt County
- Imperial County
- Inyo County
- Kern County
- Kings County
- Lake County
- Lassen County
- Los Angeles County
- Madera County
- Marin County
- Mariposa County
- Mendocino County
- Merced County
- Modoc County
- Mono County
- Monterey County
- Napa County
- Nevada County
- Orange County
- Placer County
- Plumas County
- Riverside County
- Sacramento County
- San Benito County
- San Bernardino County
- San Diego County
- San Joaquin County
- San Luis Obispo County
- San Mateo County
- Santa Barbara County
- Santa Clara County
- Santa Cruz County
- Shasta County
- Sierra County
- Siskiyou County
- Solano County
- Sonoma County
- Stanislaus County
- Sutter County
- Tehama County
- Trinity County
- Tulare County
- Tuolumne County
- Ventura County
- Yolo County
- Yuba County
